By Meghan Alrad Carrying balances on multiple credit cards is stressful and expensive, and paying them off quickly can be a challenge. That’s especially true if you are living paycheck-to-paycheck or dealing with other debts simultaneously, like student loans. But it is possible to get debt relief even with those challenges. This 5 Step guide…
By Don Silvestri In the 1990s, football was my life. I was a placekicker for the New York Jets, Seattle Seahawks, and Buffalo Bills. My career highlight was leading the AFC in touchbacks in 1995. If you don’t know what any of that means, let me explain it another way: I played the nation’s most…
By Theresa Bedford Creating several passive income streams is a dream for many entrepreneurs. It can accelerate plans to make extra income, pay off debt, and invest in building wealth. But what exactly is passive income? Are these streams truly passive? What can we do to begin tapping into this hidden stream of profits? Read…
By Amanda Kay Nowadays, you can find cheap flights on a variety of different websites. The problem is that some of these sites are better and more user-friendly than others. If you are looking for a way to find the cheapest flights to your destination, check out our comparison of some of the best affordable…
By Robyn What is the difference between envy vs. Jealousy? Envy and Jealousy are feelings we experience when we want something we don’t have. Envy and Jealousy can be destructive and can prevent us from achieving happiness. However, we can overcome it by understanding what they are and what they push us to do. Envy…
By Andrew Herrig If you’re confused about the question “what is a hedge fund?” you are not alone. Part of their allure is their exclusivity and secrecy. Hollywood only adds to that mystique in portraying hedge fund managers, such as the charming yet ruthless Bobby “Axe” Axelrod in the popular TV show Billions. While hedge…
By Linda Meltzer Glad you asked that question. Talking averages are always tricky when you are talking about lumpy numbers. The average stock market return is the percentage change in the stock market value for one year or a period of years. Historically, the average stock market return has been roughly 10%, before inflation, annually,…
By Josh Hastings Buying a car should be straightforward with internet car shopping, competitive pricing, and the ability to browse cars at your fingertips. However, that isn’t always the case. With the inception of COVID-19 in 2020, car buying in 2021 and beyond has changed. For better or worse, inventory, fuel efficiency, technology packages, and…
By Steve Cummings Traveling is something that many of us would like to do, and getting paid while traveling is a dream come true. Now, obtaining traveling jobs is not as easy you would expect. If it were easy, then everyone would have a traveling job, but as we may see, there are many different…
By Amanda Kay Interpersonal skills are essential in our lives, but how many people think about their importance to the success of their careers? We depend on our interpersonal skills like effective speaking, active listening, respect, flexibility, and patience when interacting and creating connections. But interpersonal skills encompass a lot more than just socializing and…
By Sanjana Vig STEM stands for science, technology, engineering, and math. Women in STEM refers to women in these fields. This phrase comes up to represent women in traditionally male-dominated roles. Over time, women have made great strides to enter the STEM fields and build successful STEM careers. Yet, even though women comprise about 47%…
By Prakash Sometimes it’s good to be different not just in life but also in your investments. Many of us are invested in the stock market through retirement plans or directly owning stocks. Nearly 46% of people in the US hold mutual funds. Approximately 56% own stocks. However, many of us are concentrated in these…
By Jeff Fang One of the coolest parts of playing golf is that no two golf courses are the same. Fundamentally, the game is identical: you swing the same clubs, and you hit the same ball. But each game varies based on the course you’re playing. From golf courses situated right next to a cliff…
Do you want to quickly check on your personal finances through the ease of your smartphone? Unfortunately, numerous budgeting apps on the App Store and Google Play Store can be challenging to determine the top budgeting apps that match your goals and lifestyle. Fortunately for you, we listed the best budget apps that can best…
By Marjolein Are you looking for ways to have an additional income stream aside from your day job? Why not try investing your money? If you are hesitant because of the risk, there are safe investments with high returns for you to try. In an ideal world, investors look for investments that provide high returns…
By Cassandra Traveling with kids can be challenging. So it’s important to know what to pack, how to make traveling more manageable, and how to avoid disappointments. With these top ten tips, traveling with your children will be a breeze. 1. Planning the Trip When traveling with kids, you need to take a bit more…
By Marjolein In today’s competitive market, finding a 9-5 job has gotten a lot harder than it used to be. That’s primarily because of an excess of skilled employees and limited positions to be filled. The situation has inspired people looking to make money and find alternatives to generate an income from the comfort of…
By Lyle Solomon What happens to credit card debt when you die is a question that may seem difficult to answer. The last thing you want to do is leave your heirs with unwanted liability from unpaid credit card debt. We will unpack the issues at hand and offer the knowledge you need to protect…
By Michael Dinich There are many reasons why people get into debt. Many don’t know how to get out of it, but this article will show you what you need to do to get that weight off your shoulders! This post will give you some practical suggestions on how to save money and pay down…
By Kayla 1. Read the Fine Print Most coupons will have some teeny tiny fine print at the bottom that lists the details and limitations of the coupon. Often, that is where you will find the expiration date and any other restrictions. That is also where it will tell you exactly which items you can…
By Jeff Cooper Buying a home is a big deal and a significant investment. For most of us, our house is our biggest expense. But, more importantly, our house is our home. It’s where we relax, rest our heads at night, probably work from now, and it’s what keeps us, our family’s, and all of…
By Jonathan Sanchez Do you want to quickly check on your personal finances through the ease of your smartphone? Unfortunately, numerous budgeting apps on the App Store and Google Play Store can be challenging to determine the top budgeting apps that match your goals and lifestyle. Fortunately for you, we listed the best budget apps…
By Josh Hastings With the surge in home prices and the low supply of homes across the country, it is safe to say that you can ask top dollar for your home if you’re considering a sale. However, just because the demand is high, that doesn’t mean you shouldn’t try to increase the value of…
By Steve Cummings Most people believe that money is created through active income. They rarely think about passive income or even residual income as a source to generate wealth or financial freedom. Wealth is thought of as being reserved for those that have the means to create and make money. These may be the rich…
New York City is a unique and wonderful place. As a born and raised New Yorker, I have been fortunate enough to experience and explore much of what New York City offers. But even those not from New York know it is often crowded and expensive. So what is the best way to avoid the…
By Monica Fish When the Federal Trade Commission has a section on their website answering “What is a Timeshare,” you know there is confusion out there! That’s why I like to say that a Timeshare isn’t something you purchase on a whim, three margaritas deep, while on vacation. It’s a legal contract and long-term financial…
By Steve Cummings Life is usually good when you have enough money to pay your bills, not have debt, and enjoy the leftover money you may have. Now, if you get laid off, life gets a bit more stressful. The bills you may have started eating up into your savings, and you will be at…
Have you been the victim of identity theft? Do you think you were involved in a data breach online? Fraudulent claims on loans and leases are the fastest-growing kind of identity theft in the United States. Incidents of identity theft for leases and loans more than doubled in the last year. That has been one…
By Victoria Cornell How do you know if you’re ready to have a baby? Well, I don’t think you ever know for sure. No one is ready to have a baby. It’s a massive change in your life that you only fully understand once you’re in it. We are going to talk about 15 things…
By Melanie Allen Journaling is at the top of many self-care lists, and for good reason. Getting your thoughts out on paper can do wonders for your mental health and help you stay organized. Learning how to journal isn’t always as simple as it seems, though. To get started, you will need to identify your…
By Marjolein Are you looking for the best places to get cheap clothes? We got you. Whether you’re looking to shop in-store or online, here are the best places to get cheap clothes. Buying new clothes is expensive, whether you’re buying clothes for yourself or an entire family. Buying clothes is something many enjoy, but…
By Robyn @ADimeSaved There is nothing better than trying a delicious new recipe or cooking a yummy meal for your family. However, with our busy lives so often, we have great ideas and plans but no time to put them together! If you want to cook but don’t have the time to put a quick…
By Tawnya Redding You’ve probably heard the term “Flea Market” before. You may have even visited a flea market. But, unless you’re a garage-saling, thrift-storing, antiquing pro, you probably have questions about flea markets, what they are, and how they can help you save and make money. While the name is a bit suspect on…
By Amanda We all have big dreams that we want to achieve in life, but we don’t always know how to reach them. One way that many people manifest their dreams and aspirations is through the use of a vision board. Learning how to create a vision board can help you figure out what you…
By: Brain Thorp Overwhelmed with your finances but don’t even know where to start with getting them in order? You have a few options: bury your head in the sand, subscribe to personal finance blogs and podcasts to learn from others, or hire a financial professional. If you’ve found your way to this article, you…
Are you a recent college graduate, and your graduation money is burning a hole in your pocket? It is crucial for your financial future that you know how to make your money work for you after graduation by organizing your finances and maximizing your savings as well as your earning potential. Yes, it would be…
By Derek Carlson When I first started to build out my woodworking shop, I did it with a very practical purpose in mind. We were in the middle of a kitchen remodel, and, rather than buy new cabinet doors, I wanted to make my own and use that as an excuse to buy my first…
By Jessica Bishop Weddings are a time filled with joy but also have become synonymous with spending a lot of money. Many newly engaged couples experience sticker shock at the cost of wedding-related goods and services. From buying an engagement ring, selecting a wedding cake, wedding favors, or even a wedding dress– it’s common for…
By Cassandra Karpiak Road trips can be one of the most rewarding and challenging experiences. However, there are many variables to consider when going on a road trip, from where you will stop to eat to how much time you have before reaching your destination. The more prepared you are for your road trip, the…
By Trever Kazaks Adulting is a pain in the ***. At least that was the thought racing through my mind when I got hit with the cold hard truth for the first time. I remember it like it was yesterday… nostalgic dream sequence commences: Is This Adulting? It’s my senior year of high school —…
By Jeff Cooper As much as we’d like to avoid them, economic recessions are just a part of life. Recessions don’t simply mean our GDP is regressing. Most people associate with recession are job losses. Unfortunately, there are no jobs that are 100% safe when it comes to being in a recession, but there are…
By Prakash Everyone likes to get something for free, and that includes investors. What if I told you that you could get free stocks from some brokerages? It is a little hard to believe at first, but it makes sense. Before the rise of discount online brokerages, buying and selling stocks was expensive. Trades could…
By Lyle David Solomon Do you face problems when it comes to managing your debt? Or are you struggling with massive debt that you don’t think you will be able to clear in the future? If so, then it’s better to go for debt relief options. A debt relief program is ideal for people who…
By Steve Cummings “Money can’t buy happiness.” It is that cliche saying that many people tell you. Why work so hard for money if it can’t buy you happiness? Truthfully, money alone cannot give you a sense of emotion. It can buy you stuff that can give you instant gratification, but that emotional feeling only…
I don’t ever want to get to a place where all I want to do when my phone rings, is to throw it as far away as I can and hide. What is your reaction when you know the collectors will be calling, harassing you to pay a bill you know you can’t pay?
By Savana Vig Recently, changes to the workforce have adversely affected women over men and have created a need for women to find new ways to earn a living. Working for yourself is not only a trend but has increasingly become a sustainable way to earn an income and control your own schedules. Being a…
By Ryan Luke We all know that nothing in this world is free, so how do some traditional banks offer free checking accounts and free savings accounts? Banks continually spend money by sending us our debit cards, periodic statements and supporting the digital infrastructure needed to process online payments and transactions. With so many free…
Keeping a budget to have a secure financial situation is not an easy task. It is essential to get out of debt and stay that way to get to a secure financial situation. Following a year full of political uncertainty and an economy that is coming back very slowly after the unforeseen pandemic. It is…
Disclosure: There are some affiliate links below and we may receive commissions for purchases made through links in this post, but these are all products we highly recommend. We won’t put anything on this page that we haven’t verified and/or personally used. A lot of investors prefer gold bullion because they don’t have to pay…
Most people accumulate debt at some point or another. It just happens. Here is my journey on how I paid off $72,000 in debt for pennies on the dollar. Some things happen in life that you can’t control, and one of those things is credit card debt. Before we got married, my wife and I…
I caught the entrepreneur bug when I was in my early 20’s and been obsessed ever since. There are so many books out there about other successful entrepreneurial journeys, which are truly fascinating, but which books really work and get you on the path to success? …
Disclosure: There are some affiliate links below and we may receive commissions for purchases made through links in this post, but these are all products we highly recommend. We won’t put anything on this page that we haven’t verified and/or personally used. Lets face it, we all love our children, but with the schools closed…
Social media has become an ongoing daily activity and borderline obsession for most people in society today, so it is no surprise that it is now also involved in many aspects of real life, such as small business and fundraising. GoFundMe has become a popular way for people, teams, companies, and non-profits to raise money…
Disclosure: There are some affiliate links below and we may receive commissions for purchases made through links in this post, but these are all products we highly recommend. We won’t put anything on this page that we haven’t verified and/or personally used. Many people feel intimidated when dealing with debt collection agencies and often avoid…
Disclosure: There are some affiliate links below and we may receive commissions for purchases made through links in this post, but these are all products we highly recommend. We won’t put anything on this page that we haven’t verified and/or personally used. Dealing with debt can be very stressful, but if you have a plan…
It is hard to imagine any debt being “good” debt. In most cases, it is not a good idea to carry debt. The interest rates alone are often the most significant deterrent to not paying off credit cards in full every month. Surprisingly though, some debts are good! Any debt that will bring in income…
For many Americans in our current economic situation with the Covid-19 pandemic affecting so many families, it is hard to imagine being out of debt. So once you have achieved your goal of becoming debt-free, how do you plan to stay that way for your long-term future? There are some simple things you can make…
The process of buying a home is an exciting time for both individuals and couples. It is also an expensive, stressful experience in some cases. Having a more affordable option for veterans, active military, and families of those in the military make getting a home a much more achievable process.
A majority of families today are under an alarming financial strain, and the Covid-19 pandemic has not made the situation any better for many families and individuals across the US. Unemployment is at the highest rate since the Great Depression. So many people are out of jobs as the economy slowly starts to reopen; it has been almost impossible for those affected by the pandemic to keep up!
It can be challenging to stick to a budget in today’s economy, especially with the current situation and many families struggling due to the economic shutdown
Our newer generations of kids emerging into society today are unlucky enough to be apart of an economy full of debt. More than ever, those lucky enough to graduate from college have more debt than they will be able to pay off with mounting interest from student loans and credit card bills due to low paying jobs that are available after graduation
The American dream for many families is to see their child grow up and go to college, so they can get a good paying steady and successful job when they graduate. That very dream for many families has turned into an economic nightmare due to high monthly payments and interest rates
As small children these days, many of us are taught to think about what we want to be when we get older. We are asked by our parents, teachers, and family friends, “What do you want to be when you grow up?
Owning a home is an investment many individuals and families save for years to take on. Many people not only purchase the house they live in but also to buy investment properties! Until recently, the U.S.
Even before our economy was shut down by the Covid-19 crisis, Americans had more debt than ever before. It seems Covid is not the only pandemic challenging Americans these days.
