[vc_row type=”vc_default”][vc_column css=”.vc_custom_1592256009860{padding-bottom: 0px !important;}”][ultimate_heading main_heading=”Our Recommendations for Personal Loans” alignment=”left” main_heading_font_size=”desktop:26px;” main_heading_line_height=”desktop:32px;” main_heading_margin=”margin-bottom:20px;” main_heading_style=”font-weight:bold;”][/ultimate_heading][vc_column_text]We put together this list of personal loan companies as recommended services that we have used or verified to help you find a service that will guide you to the financial assistance you’re looking for. This list is here to help you find what you need!

Disclosure: There are some affiliate links below and we may receive commissions for purchases made through links in this post, but these are all products we highly recommend. We won’t put anything on this page that we haven’t verified and/or personally used.

[/vc_column_text][ultimate_heading main_heading=”Personal Loans” alignment=”left” main_heading_font_size=”desktop:26px;” main_heading_line_height=”desktop:32px;” main_heading_style=”font-weight:bold;” main_heading_margin=”margin-top:30px;margin-bottom:20px;”]If you are ready to consolidate your debt, Payoff has a loan program that is made for you. Their debt consolidation program will allow you to consolidate your debt into one payment with a lower interest rate and you can apply with a credit score as low as 640! You will be able to apply for a loan of $5,000 up to $40,000, and you can pay it back at an affordable rate, with a lower interest rate than you had on your credit cards. Boost your credit score with Payoff’s easy process and great personal service! Apply here for Payoff![/ultimate_heading][vc_single_image image=”2393″ img_size=”240×100″ onclick=”custom_link” img_link_target=”_blank” image_hovers=”false” link=”https://www.payoff.com/loan/?utm_source=commissionjunction&utm_medium=p2&utm_term=12975193&utm_campaign=1760738&utm_content=142701955FOF22096480068303811″ css=”.vc_custom_1603907878003{padding-top: 20px !important;padding-bottom: 20px !important;}”][dt_default_button link=”url:https%3A%2F%2Fwww.payoff.com%2Floan%2F%3Futm_source%3Dcommissionjunction%26utm_medium%3Dp2%26utm_term%3D12975193%26utm_campaign%3D1760738%26utm_content%3D142701955FOF22096480068303811|||” size=”medium” btn_width=”btn_fixed_width” custom_btn_width=”250″ el_class=”learnMoreBtn” css=”.vc_custom_1603903649470{margin-bottom: 50px !important;}”]Apply Here![/dt_default_button][ultimate_heading alignment=”left” main_heading_font_size=”desktop:26px;” main_heading_line_height=”desktop:32px;” main_heading_style=”font-weight:bold;” main_heading_margin=”margin-top:30px;margin-bottom:20px;”]Tally is a financial app that will help you organize and minimize your credit card debt. You can apply for a low-interest loan and consolidate your credit into one low monthly payment based on how much you owe on high-interest credit cards. They will look at how much you owe, what your interest rates are, and what your spending habits are. This will help them decide what you need and how to help you get out of debt and save money. This is a great method for developing a budget and paying off all of your debt in an affordable way. Typically you need at least a 660 credit score to qualify for a Tally loan. They will take over your payments, help you pay off your debt faster, while you save money each month because they pay your cards with ACH payments. Download the Tally app here.[/ultimate_heading][vc_single_image image=”2406″ img_size=”260×108″ onclick=”custom_link” img_link_target=”_blank” image_hovers=”false” link=”https://fxo.co/CFmO” css=”.vc_custom_1622581520128{padding-top: 20px !important;padding-bottom: 20px !important;}”][dt_default_button link=”url:https%3A%2F%2Ffxo.co%2FCFmO” size=”medium” btn_width=”btn_fixed_width” custom_btn_width=”250″ el_class=”learnMoreBtn” css=”.vc_custom_1622581557953{margin-bottom: 50px !important;}”]Download Tally Here![/dt_default_button][ultimate_heading alignment=”left” main_heading_font_size=”desktop:26px;” main_heading_line_height=”desktop:32px;” main_heading_style=”font-weight:bold;” main_heading_margin=”margin-top:30px;margin-bottom:20px;”]Are you a student looking for financial help? Boro is a program designed for college students that will help you build your credit by providing a small loan that you can pay off monthly to help build a credit history. This is a great way to start learning to make monthly payments, while also giving yourself extra money to get through college. There are also features that will help with budgeting and general finances. Sign up for Boro here.[/ultimate_heading][vc_single_image image=”2358″ img_size=”medium” onclick=”custom_link” img_link_target=”_blank” image_hovers=”false” css=”.vc_custom_1603908007154{padding-top: 40px !important;padding-bottom: 20px !important;}” link=”https://www.getboro.com/cash”][dt_default_button link=”url:https%3A%2F%2Fwww.getboro.com%2Fcash|||” size=”medium” btn_width=”btn_fixed_width” custom_btn_width=”250″ el_class=”learnMoreBtn” css=”.vc_custom_1603904328535{margin-bottom: 50px !important;}”]Sign up here![/dt_default_button][ultimate_heading main_heading=”Credit Repair” alignment=”left” main_heading_font_size=”desktop:26px;” main_heading_line_height=”desktop:32px;” main_heading_style=”font-weight:bold;” main_heading_margin=”margin-top:30px;margin-bottom:20px;”]

Are you looking for a site to help you monitor your credit score for free so you can make sure nothing is being reported incorrectly? Credit Karma is a great site that will help you check your credit report and make sure your credit score is where you want it to be! If you are trying to fix your credit score, Credit Karma also offers personal loans, auto loans, credit card programs, and home loans! Sign up for Credit Karma here to start following your credit journey the right way.

[/ultimate_heading][vc_single_image image=”2374″ img_size=”medium” onclick=”custom_link” img_link_target=”_blank” image_hovers=”false” link=”https://track.flexlinkspro.com/g.ashx?foid=156074.10161.916464&trid=1205243.209576&foc=16&fot=9999&fos=5″][dt_default_button link=”url:https%3A%2F%2Ftrack.flexlinkspro.com%2Fg.ashx%3Ffoid%3D156074.10161.916464%26trid%3D1205243.209576%26foc%3D16%26fot%3D9999%26fos%3D5|||” size=”medium” btn_width=”btn_fixed_width” custom_btn_width=”250″ el_class=”learnMoreBtn” css=”.vc_custom_1607436566441{margin-bottom: 50px !important;}”]Sign up here![/dt_default_button][ultimate_heading main_heading=”Student Loan Refinance” alignment=”left” main_heading_font_size=”desktop:26px;” main_heading_line_height=”desktop:32px;” main_heading_style=”font-weight:bold;” main_heading_margin=”margin-top:30px;margin-bottom:20px;”]Have you been considering what to do to lower your monthly student loan payments and interest rate? A loan refinance with Sofi is a great option and you can get a rate as low as 2.99% APR with autopay! You will save thousands in interest and be able to pay off your loans sooner! Sofi has no hidden fees and it is a quick, easy, online application. As a Sofi member, you will also have access to coaching, financial advice, and more! Sign up here for Sofi.[/ultimate_heading][vc_single_image image=”2772″ img_size=”medium” onclick=”custom_link” img_link_target=”_blank” image_hovers=”false” link=”https://www.sofi.com/share/3019393″][dt_default_button link=”url:https%3A%2F%2Fwww.sofi.com%2Fshare%2F3019393|||” size=”medium” btn_width=”btn_fixed_width” custom_btn_width=”250″ el_class=”learnMoreBtn” css=”.vc_custom_1603905196679{margin-bottom: 50px !important;}”]Apply here![/dt_default_button][ultimate_heading main_heading=”Payday Loan” alignment=”left” main_heading_font_size=”desktop:26px;” main_heading_line_height=”desktop:32px;” main_heading_style=”font-weight:bold;” main_heading_margin=”margin-top:30px;margin-bottom:20px;”]Disclosure: Payday loans often have high-interest rates and are only available in certain states. Please make sure you are eligible before you apply.

If you have looked at all your options for loans and want another more flexible option, Greenlight Cash may be a good option for you. They offer payday, personal, and installment loans that are more flexible than other companies. Apply for Greenlight Cash here.[/ultimate_heading][vc_single_image image=”2835″ img_size=”400×95″ onclick=”custom_link” img_link_target=”_blank” image_hovers=”false” link=”https://greenlightcash.com/?aid=12146″ css=”.vc_custom_1606699867331{padding-top: 20px !important;padding-bottom: 20px !important;}”][dt_default_button link=”url:https%3A%2F%2Fgreenlightcash.com%2F%3Faid%3D12146|||” size=”medium” btn_width=”btn_fixed_width” custom_btn_width=”250″ el_class=”learnMoreBtn” css=”.vc_custom_1606699886029{margin-bottom: 50px !important;}”]Apply here![/dt_default_button][vc_column_text]When you are looking for options to help yourself get out of debt or if you are looking for extra funding for a project and you don’t want to go for a bank loan, a personal loan may be the right option for you. These loans are a great way to consolidate your debt into one payment every month rather than paying all of your minimums plus interest for each card or bill you owe on. The interest rate you will get is dependent on your credit score and credit history, but even a higher interest rate will be lower than what you are paying on multiple cards each month.

The most convenient part about these loans is if you don’t have the credit necessary to get a loan from the bank, these personal loan companies will be more willing to work with you in most cases. Your interest rate will be the variable that changes based on your credit report. As we always mention, you can choose to work with any loan company of your choosing, but we have a few companies for you to consider if you are interested.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][/vc_column][/vc_row]