Applying For A Mortgage

Buying a house can be stressful. For first-time homebuyers especially, there is a lot of uncertainty around applying for a mortgage.

Preparing for and understanding the process can decrease some of the stress of applying for a mortgage.

There are many reasons why as a borrower, you would want to apply for a mortgage.

He most obvious is that you cannot afford to buy the house in cash and need to make installment payments on it over the next 15 to 30 years.

Even if you are not buying an investment property and could afford to buy the house in cash, there are still valid reasons to apply for a mortgage.

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