How To Pay Off $72K In Debt For Pennies On The Dollar

Most people accumulate debt at some point or another. It just happens. Here is my journey on how I paid off $72,000 in debt for pennies on the dollar. 

When you have debt in collections, your debt is sold off from collection agency to collection agency for less than it's worth.

Keep to a budget when you are speaking to a collection agency. You always have to have the upper hand. 

What an amazing feeling to go from not being able to qualify for a scooter to having A-paper credit! 

A tri-merge credit report is the best because you get reporting from the three credit bureaus, Equifax, Experian, and TransUnion. 


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