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Budgeting

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Our Recommendations for Budgeting

We put together this list of personal budgeting companies as recommended services that we have used or verified to help you find a service that will guide you to the financial assistance you’re looking for. This list is here to help you find what you need!

Disclosure: There are some affiliate links below and we may receive commissions for purchases made through links in this post, but these are all products we highly recommend. We won’t put anything on this page that we haven’t verified and/or personally used.

Budgeting

Tally is a financial app that will help you organize and minimize your credit card debt. You can apply for a low-interest loan and consolidate your credit into one low monthly payment based on how much you owe on high-interest credit cards. They will look at how much you owe, what your interest rates are, and what your spending habits are. This will help them decide what you need and how to help you get out of debt and save money. This is a great method for developing a budget and paying off all of your debt in an affordable way. Typically you need at least a 660 credit score to qualify for a Tally loan. They will take over your payments, help you pay off your debt faster, while you save money each month because they pay your cards with ACH payments. Download the Tally app here.

Download the Tally app here!

Are you looking for a program to help you set up your budget? Digit has sophisticated algorithms that will help you set up for bills, expenses, etc. When you sign up for Digit, you will get access to automated savings, unlimited goals, credit card payoff, 10% savings, unlimited withdrawals, overdraft prevention, no account minimums, and overdraft reimbursement. When you sign up for a membership at $5 a month, you get the first 30 days free! Sign up for Digit here.

Shopping on A Budget

DealDash is a great way to shop on a budget! Each bid raises the price by 1 cent. The auction clock restarts from 10 seconds every time someone bids. If you are in a situation where no one else bids before the clock runs out, the last bidder wins! Before you can be apart of an auction you will need to buy bids. Currently, the bids are on sale for 12 cents each. The small fee involved makes the 95% off savings possible! Sign up here for DealDash.

Shopping on a budget can be difficult, and searching through all of the online coupon codes manually can take forever. Honey finds all of the online coupons for you! The Honey extension will also apply all of the coupon codes it finds to see if they apply to your purchase. Take a look at Honey here.

Investing on a Budget

If you are looking to start investing while you set up your new budget, Stash can help you get started. You will be able to invest in thousands of stocks and funds with no add-on trading commissions. They also allow for fractional shares so you can invest any dollar amount. Stash also has online banking that allows you to get your paycheck up to 2-days early. This will give you the opportunity to organize your spending, investing, and savings in a more organized personal way. Stash also has automated spending, savings, and investing to build healthy financial habits. Along with everything above, you will also access to personal advice and financial education. Sign up for Stash here.

Are you looking to start investing spare change while setting up your budget? Acorns program makes it possible for you to save and invest your spare change from everyday purchases. You can set yourself up for retirement and learn how to do more with your money through educational materials and videos. Sign up here for Acorns.

Making Extra Money on a Budget

If you are looking to bolster your budget and make some cash on the side, Swagbucks is a great way to make money in your spare time. Using Swagbucks is easy and you can earn money on Giftcards from companies such as Amazon and Old Navy! All you need to do after you sign up is to take surveys and watch videos to get paid! Sign up here for Swagbucks.

Have you considered how you can make some side cash to free up your budget without getting another job? Survey Junkie is a great option for making side cash by taking surveys on their website or app! All you have to do is take the surveys to get rewards and get paid! Sign up here for Survey Junkie.

Budgeting and organizing your business Finances

As a small business owner, it is important to stay on budget and keep your books organized. Freshbooks provides a way to invoice software, save and organize expenses and or receipts, use time tracking, manage products, use estimation software, complete and receive online payments, create and track financial reports, mobile apps, pricing, and high volume billing. Sign up for Freshbooks here.

Having a budget is the key to getting out of debt and staying out of debt. You can set up a spread sheet or list for yourself of monthly income and expenses or you can choose to use an app/website to help yourself stay organized on a monthly basis to make sure you are paying all of your bills on time and saving as least a small amount for your emergency account and living expenses. Keeping a budget will allow you to only use your monthly income rather than using credit cards.