We put together this list of personal loan companies as recommended services that we have used or verified to help you find a service that will guide you to the financial assistance you’re looking for. This list is here to help you find what you need!
Disclosure: There are some affiliate links below and we may receive commissions for purchases made through links in this post, but these are all products we highly recommend. We won’t put anything on this page that we haven’t verified and/or personally used.
Personal Loans
If you are ready to consolidate your debt,
Payoff has a loan program that is made for you. Their debt consolidation program will allow you to consolidate your debt into one payment with a lower interest rate and you can apply with a credit score as low as 640! You will be able to apply for a loan of $5,000 up to $40,000, and you can pay it back at an affordable rate, with a lower interest rate than you had on your credit cards. Boost your credit score with
Payoff’s easy process and great personal service!
Apply here for Payoff!
Student Loan Refinance
Have you been considering what to do to lower your monthly student loan payments and interest rate? A loan refinance with
Sofi is a great option and you can get a rate as low as 2.99% APR with autopay! You will save thousands in interest and be able to pay off your loans sooner!
Sofi has no hidden fees and it is a quick, easy, online application. As a
Sofi member, you will also have access to coaching, financial advice, and more!
Sign up here for Sofi.
When you are looking for options to help yourself get out of debt or if you are looking for extra funding for a project and you don’t want to go for a bank loan, a personal loan may be the right option for you. These loans are a great way to consolidate your debt into one payment every month rather than paying all of your minimums plus interest for each card or bill you owe on. The interest rate you will get is dependent on your credit score and credit history, but even a higher interest rate will be lower than what you are paying on multiple cards each month.
The most convenient part about these loans is if you don’t have the credit necessary to get a loan from the bank, these personal loan companies will be more willing to work with you in most cases. Your interest rate will be the variable that changes based on your credit report. As we always mention, you can choose to work with any loan company of your choosing, but we have a few companies for you to consider if you are interested.